benjaminhooverinsurance.com

Don't Let Medicaid Myths Drain Your Savings

Medicare is NOT a Long-Term Care Plan

One of the biggest surprises for my neighbors here in Florida is discovering that Medicare generally does not pay for long-term custodial care (like help with dressing, bathing, or 24/7 supervision). While it might cover a short stay in a rehab facility after a hospital visit, the long-term bill is usually left entirely to the family. My guide breaks down exactly what is—and isn't—covered so you aren't caught off guard.​

You Don't Have to Be 'Broke' to Qualify for Help

There is a scary myth going around SWFL that you have to spend every last dime and sell your home before you can get help with care costs. That’s simply not true in Florida. There are specific legal ways to protect your home and your spouse’s income, but you have to plan before a crisis hits. Page 5 of my ebook shows you the '5-Year Lookback' rule and how it actually works for Florida homeowners.

Ready to See the Other 3 Myths?

I’ve shared two big ones above, but the most important facts are inside the guide. Tell me where to send your copy: