benjaminhooverinsurance.com

Privacy Policy & Legal Disclaimers

Privacy Policy

Effective Date: February 16, 2026 At Benjamin Hoover Insurance, your privacy is our priority. This policy outlines how we handle your Personal Identifiable Information (PII).

  • Information Collection: We collect information you provide voluntarily through our website forms, including your name, email address, phone number, and zip code.

  • Use of Information: We use this data strictly to provide insurance quotes, compare plans, and contact you regarding your requested services (Medicare, Life, or Annuities).

  • No Third-Party Sales: We will never sell, rent, or trade your personal information to third-party telemarketers or unrelated lead-generation companies.

  • Data Security: We implement industry-standard electronic and procedural safeguards to protect your data from unauthorized access.

  • Your Rights: You may request to review, correct, or delete your personal information at any time by contacting us directly at [Your Email Address].

Florida State Fraud Notice

WARNING: Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim or an application containing any false, incomplete, or misleading information is guilty of a felony of the third degree. (Section 817.234, Florida Statutes)

Annuity & Financial Disclaimers

  • Independent Advice: All information on this site is for educational purposes and does not constitute formal tax or legal advice. Please consult with a professional tax advisor regarding your specific situation.

  • Guarantees: Any mention of “guaranteed income” or “principal protection” refers to the claims-paying ability of the issuing insurance company.

  • Free Look Period: Under Florida law, you are entitled to a “Free Look” period for annuity contracts (typically 21 days), allowing you to return the policy for a full refund of premiums paid if you are not satisfied.

TCPA & Communication Consent

By using the contact forms on this website, you provide “express written consent” for Benjamin Hoover to contact you at the number and email provided. This consent applies even if your number is currently listed on any State, Federal, or Corporate “Do Not Call” list. You understand that consent is not a condition of purchase and you may opt-out at any time by replying “STOP” to any text or “Unsubscribe” to any email.

Licensed Scope of Service

Benjamin Hoover is a licensed independent insurance agent in the state of Florida (License #[Your License #]). This website is a solicitation for insurance. We do not provide every plan available in every zip code; availability is subject to carrier underwriting and geographic location.